accumulate ac‧cu‧mu‧late [əˈkjuːmjleɪt] verb
1. [transitive] to get, earn, or obtain something gradually over a period of time:

• He had accumulated $20,000 in interest.

• A lot of companies have accumulated significant debts.

2. [intransitive] to increase or develop gradually over a period of time:

• the funds that had accumulated in their accounts

• The arrears have been accumulating since last year.

— accumulated adjective [only before a noun] :

• The firm now has $300,000 of accumulated debt.

Financial and business terms. 2012.

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